Thursday, February 19, 2015

Brisbane parking

I have a general aversion to paying for parking, so it's good that I don't often have to think about parking in Brisbane's CBD or surrounding areas. But when that need does arise those few times a year, it's a bit of an endeavour to figure out where best to park, balancing distance from where I want to go, likely availability of spaces (for on street parking options), and the costs. In the past I've used a combination of the app or website, and google street view to look at on street parking signs. The latter is not always reliable as the information may be obscured, not clear enough to read when zoomed in, or plain outdated. This ipark map of all of Brisbane's parking meter locations would have saved me a lot of time and effort!

Another potentially useful resource is the Brisbane Parking Guide, where you can find information on parking deals and a map of (commercial) parking stations.

Brisbane recently conducted its "first comprehensive review of on-street parking management" and the report of this review and its recommendations are available (pdf) here. I've only had a brief skim, but it seems to be heading in the direction of good improvements. Part of the special offers flowing from the review is the availability of $5 evening and weekend parking at the two council operated carparks (King George Square and Wickham St). This is almost as good as the $4 offers available to RACQ members at Secure Parking locations, and the availability of such options makes a trip into the city more viable.

Tuesday, February 17, 2015

CTP (for QLD) revisited

It's been a while since I last looked at CTP, and the associated at fault driver protection policies. It's also been a while since I blogged, but that's a different story. I recently came across this deal on OzBargain whereby QBE is offering up to $50 for people to switch their CTP to them, and someone commented that Suncorp has a similar offer. So I thought it's time to re-survey the landscape. Here are some things I've noticed:
  • There are fewer CTP providers since the last time I looked; AAMI and NRMA are no longer in the game.
  • Not too much has changed in terms of the things covered by the various at fault driver protection policies.
  • It's still difficult to find the full details of the policy QBE offers. I ended up calling them and had a copy emailed to me.
  • RACQ still offers significantly less 'bang for buck' compared to the competition, who are all fairly neck and neck, with Suncorp being a nose in front.
Here's a summary side by side comparison based on my skimming of the various policy documents, with the pricing from the MAIC CTP calculator. The providers are listed in best to worst ranking (by my reckoning).

QBE will only give me $25 for switching to them, so that's a $12 overall benefit if I change from my current provider Suncorp. Assuming Suncorp still has their offer next year, I should be able to switch back to them and save another $50. Based on this, and assuming that things stay more or less the same in the coming years, I could just rinse and repeat this process for some easy savings... wonder why I didn't work this out earlier!