i feel better now (somewhat)

given my misgivings about their level of customer service, i feel a bit better after extracting just about as much benefits as i can from my basic private health extras cover for this year. all without needing to deal with any "service" staff on their end.

premiums paid: 12 x $14.55 = $174.60

benefits claimed: $354.50, composing of

• new pair of glasses $170 (no out of pocket expenses)
• contact lenses $30
• dental check up etc $112.50
• wisdom tooth extraction $42

net gain = $179.90 (or an ROI of 203%!)

too bad this will probably be the last year i can approach this level of 合算-ness, as i contemplate hospital cover in avoidance of the stings of MLS and LHC. and i suppose in case/when my body eventually needs it... ah the joys (and costs) of aging!

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related posts: medibank's "impressive" customer service